Independent oversight for your investments

Know what’s really happening inside your portfolio.

Helmio independently monitors fees, performance, risk, diversification, trading activity, tax efficiency, and advisor behavior—then shows you what deserves attention.

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Read-only connections No trading authority Built for investors

Portfolio oversight

Your portfolio today

Monitoring active

Helm Score

Strong

Needs attention Trading

Portfolio turnover is elevated.

Review recent trading activity and whether the added activity is improving results.

Cost efficiency

90Excellent

Performance

80Very good

Diversification

74Good

areas monitored

priority findings

24/7

ongoing oversight

See the whole picture

Balance alone does not tell you what your portfolio costs, how much risk you are taking, or how efficiently it is being managed.

Spot what gets buried

Helmio surfaces fees, concentration, trading patterns, cash drag, and other issues that are easy to miss in ordinary statements.

Ask better questions

Turn portfolio analytics into clear discussion points so you can have a more informed conversation with your advisor.

Complete portfolio oversight

One portfolio. Every angle covered.

Helmio continuously watches the signals that can affect your wealth — then brings the important ones together in one clear oversight system.

Monitored

Fees & Costs

Advisor fees, fund expenses, account charges and trading costs.

Monitored

Performance

Returns, benchmarks and historical portfolio results.

Monitored

Portfolio Risk

Volatility, drawdowns, exposure and risk characteristics.

Monitored

Diversification

Concentration across holdings, sectors and asset classes.

Core oversight

Advisor Oversight

Helmio connects costs, activity, risk and structure into one independent review.

All signals, one independent review

Monitored

Trading Activity

Turnover, transaction volume, round trips and unusual patterns.

Monitored

Tax Efficiency

Realized gains, holding periods, dividends and after-tax considerations.

Monitored

Cash Drag

Idle cash, deposits, withdrawals and uninvested balances.

Monitored

Account Activity

Purchases, sales, transfers, dividends, interest and fees.

If something changes, Helmio helps you see it.

Advisor oversight

Your advisor manages the portfolio. Helmio independently reviews it.

The goal is not to replace your advisor. It is to give you independent visibility into the activity, costs, risk, and decisions occurring inside your accounts.

High-cost investments

Find expenses that deserve explanation.

Unusual trading

Surface elevated turnover and trading patterns.

Concentration

Spot oversized positions and exposures.

Action Center

Turn findings into questions worth asking.

Advisor Audit

Independent review

78/100

Critical

High portfolio turnover detected

Important

Diversification deserves review

Opportunity

Fund expenses may be reducible

Question to ask

“What is driving the recent turnover, and how has the additional trading affected my net performance?”

One clear signal

Understand your portfolio health at a glance.

The Helm Score brings the most important dimensions of portfolio health together in one simple view, while still showing you exactly what is driving the result.

Helm Score™

Overall portfolio health

Strong

0 /100

Your portfolio's current oversight score

What goes into it

Six dimensions. One clear picture.

84 / 100

Cost efficiency

Excellent

Performance

Very good

Risk

Review

Diversification

Good

Trading discipline

Review

Tax efficiency

Good

The score is only the starting point. Helmio shows you the categories and findings behind it so you can understand why the score moved.

See Helmio in action

Everything you need for independent investment oversight.

See the tools Helmio uses to monitor your portfolio, evaluate what deserves attention, and explain the results in plain English.

01 / 07 DASHBOARD

See what deserves your attention first.

Your command center for portfolio oversight. The Helm Score, category breakdown, priority findings, and latest AI insight show you where to focus.

Helm Score

Overall portfolio health at a glance

Priority findings

Focus on what matters most

AI summary

Key insights, explained clearly

Helm Score Priority Findings AI Summary

Helmio

02 / 07 ADVISOR AUDIT

Get an independent second look.

Advisor Audit turns Helmio’s analytics into an oversight-focused review, separating critical concerns from important findings and opportunities.

Independent review

Evaluate the portfolio beyond the advisor report

Finding severity

Separate critical concerns from lower-priority issues

Discussion points

Know what to ask your financial advisor

Advisor Audit Critical Findings Questions

Helmio

03 / 07 COST ANALYSIS

Know what you paid — and what you got.

Put portfolio costs beside benchmark performance so advisory fees, fund expenses, transaction costs, and relative results can be evaluated together.

All-in cost

See available portfolio costs in one place

Benchmark context

Compare results against the selected benchmark

Value gap

See when cost and performance deserve review

Costs Benchmark Value Gap

Helmio

04 / 07 AI INSIGHTS

Turn analytics into plain-English insight.

Helmio’s AI explanation layer translates stored scores, findings, and data limitations into an executive summary without replacing the analytics underneath it.

Plain English

Understand what the numbers are telling you

Explainable output

AI explains stored analytical results

Insight history

Review prior explanations over time

AI Insights Explainable AI History

Helmio

05 / 07 ASK HELMIO

Ask questions about your actual portfolio.

Ask Helmio in everyday language and get answers grounded in the scores, findings, activity, and review history already stored for your portfolio.

Portfolio Q&A

Ask about your own stored portfolio data

Advisor questions

Turn findings into useful conversations

Context-aware

Answers use available Helmio records

Portfolio Q&A Advisor Questions Context

Helmio

06 / 07 MONTHLY REVIEWS

See what changed — without rebuilding the story.

Monthly Reviews preserve a month-by-month record of portfolio value, Helm Score movement, Advisor Audit results, material changes, and items that deserve review.

Change tracking

See meaningful portfolio changes over time

Score movement

Follow changes in portfolio health

Review history

Keep prior monthly reviews in one place

Monthly Review Changes History

Helmio

07 / 07 WHAT IF?

Model changes before you make them.

Explore hypothetical buys, sells, and allocation changes without changing your real holdings, then see how the scenario could affect the portfolio.

Hypothetical only

Your actual portfolio remains unchanged

Scenario modeling

Test potential portfolio changes

No trade execution

Helmio analyzes — it does not place trades

What If Scenarios Read Only

Helmio

Product screenshots use a demonstration portfolio. Results vary based on connected data, available history, and analytical coverage.

How it works

Connect once. Stay informed continuously.

Helmio turns account data into ongoing oversight without taking control of your investments.

Create your profile

Tell Helmio about your investment goals and risk preferences.

Connect accounts

Link supported investment accounts using read-only access.

Helmio analyzes

Fees, performance, risk, trading, tax, diversification and more are evaluated.

You stay informed

Review scores, findings, explanations, changes and questions to ask.

Independent investment oversight

You shouldn’t have to wonder what’s happening with your money.

Give your portfolio an independent second set of eyes—and know what deserves your attention.

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Read-only. No trading authority.